Features

  • Enjoy UPI Convenience with Your Credit Card 
  • 3% CashPoints on Grocery & More 
  • 2% CashPoints on Utility Bill Payments 
  • 1% CashPoints on All Other Categories* 
  • Up to 50 Days of Interest-Free Credit 
  • Zero Fuel Surcharge

Fees & Charges

  • Joining Fees: INR 99 + Tax/- 
  • Annual Fees: INR 99 + Tax/-

Target Audience

  • Age: – 21 to 60 years (Salaried) – 21 to 65 years (Self-Employed) 
  • Income: – ₹20,000/month (Salaried) – ₹6 Lakhs/year (Self-Employed) 
  • Customer Type: – New to Bank (NTB) only – Must have a regular & stable income 
  • Minimum CIBIL Score: 750

Application Process

  • Share the product link with everyone (friends/customers) 
  • The customer clicks the link and enters their mobile number and PAN. 
  • The customer fills in employment details, address, and other required information. 
  • Customer selects their preferred credit card. 
  • Enter and confirm residential address. 
  • Use OTP-based Aadhaar verification for Video KYC. 
  • Complete Video KYC: Click "Proceed" — an agent will assist the customer in completing the video KYC. 
  • Important Points for Video KYC 
  • Ensure a quiet space 
  • Keep PAN card, pen, and blank paper ready 
  • Be ready to answer security questions: – PIN code – Mother’s name – Date of birth 
  • Make sure customer remembers all details entered during the journey. 
  • Card Activation & Transaction 
  • As per RBI guidelines, the customer must activate the card. 
  • Customer needs to do at least one transaction of ₹100 or more to qualify you for the full payout.

Documents Required

  • Identity Proof – PAN Card – Aadhaar Card 
  • Address Proof (Any 1): – Electricity Bill – Telephone Bill – Aadhaar Card – Passport – Rental Agreement 
  • Income Proof – Last 6 Months’ Bank Statement – Last 3 Months’ Salary Slips – Employment Letter

No Terms Available

Terms and conditions have not been specified for this product.

The HDFC Bank UPI RuPay Credit Card is a credit card tailored to earn rewards on UPI transactions, among other benefits.
You can earn up to 3% cash points on select categories, 2% on utilities, and 1% on most other transactions, with a maximum of 500 points per category each month.
The annual fee is INR 99 plus tax. However, this fee can be waived off if you spend ₹25,000 or more annually.
HDFC Bank UPI RuPay Credit Card

HDFC Bank UPI RuPay Credit Card

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